Statistics on CPF Account Holders Who Have Not Made a CPF Nomination

Mr Patrick Tay Teck Guan asked the Minister for Manpower (a) to date, what is the number of CPF account holders who have not made a CPF nomination; (b) what percentage out of all CPF account holders does this number translate into; and (c) what are the profiles in terms of age, gender and race.

Making a CPF nomination allows members' monies to be distributed more promptly and to beneficiaries in accordance with members’ wishes upon their demise. 21% of the 23,500 members who passed away in 2021 had not made a CPF nomination.

Among members who are alive, older members are understandably more likely to have made a nomination. Only about 25% of members aged 65 and above have not made a CPF nomination compared to about 65% among those aged between 16 and 64. Of the members aged between 16 and 64 who have not made a nomination, the majority of them are below 44 years old. Unlike for age, we do not observe sharp differentiations in nomination rates by gender and ethnicity.

The CPF Board will continue their efforts to encourage members to make their CPF nominations. These include raising members’ awareness through public education and making the nomination process more convenient by allowing members to do so online.