Medical Insurance Coverage for Foreign Domestic Workers

Debated in Parliament on 6 May 2019.

Summary written by AI (learn more)

The Minister stated that the government does not track how many employers purchase medical insurance beyond the compulsory $15,000 coverage for inpatient care for foreign domestic workers, noting that 96% of medical bills over the past three years were below this amount.
Employers facing difficulties paying medical bills for their workers without additional insurance can seek assistance from hospitals, and outpatient care bills are typically lower and managed directly by employers.
The Ministry is not requiring compulsory medical insurance to cover outpatient care, as this would raise premiums for all employers and may not be widely supported.

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Assoc Prof Daniel Goh Pei Siong

Assoc Prof Daniel Goh Pei Siong asked the Minister for Manpower (a) how many foreign domestic workers are currently covered by additional medical insurance beyond the compulsory coverage of $15,000 for inpatient care and day surgery per annum; and (b) whether the Ministry will require the compulsory medical insurance to also cover outpatient care.

Mrs Josephine Teo

We do not track the number of employers who purchase medical insurance above the required $15,000 coverage for their Foreign Domestic Workers (FDWs). In the past three years, 96% of FDW medical bills were below $15,000. Employers who had not opted for additional insurance coverage and have difficulty paying medical bills for their FDWs can approach the hospitals for assistance.

Outpatient bills, which are typically lower, are often managed by FDW employers without the need for insurance. Requiring FDW insurance to cover outpatient care will increase insurance premiums for employers across the board and may not be welcome by all.

Summary written by AI (learn more)

The Minister stated that the government does not track how many employers purchase medical insurance beyond the compulsory $15,000 coverage for inpatient care for foreign domestic workers, noting that 96% of medical bills over the past three years were below this amount.
Employers facing difficulties paying medical bills for their workers without additional insurance can seek assistance from hospitals, and outpatient care bills are typically lower and managed directly by employers.
The Ministry is not requiring compulsory medical insurance to cover outpatient care, as this would raise premiums for all employers and may not be widely supported.

Questions identified by AI (learn more)

Medical Insurance Coverage for Foreign Domestic Workers | PAPERCUTS

Medical Insurance Coverage for Foreign Domestic Workers

Debated in Parliament on 6 May 2019.

Summary written by AI (learn more)

The Minister stated that the government does not track how many employers purchase medical insurance beyond the compulsory $15,000 coverage for inpatient care for foreign domestic workers, noting that 96% of medical bills over the past three years were below this amount.
Employers facing difficulties paying medical bills for their workers without additional insurance can seek assistance from hospitals, and outpatient care bills are typically lower and managed directly by employers.
The Ministry is not requiring compulsory medical insurance to cover outpatient care, as this would raise premiums for all employers and may not be widely supported.

Questions identified by AI (learn more)

Full Transcript

Assoc Prof Daniel Goh Pei Siong

Mrs Josephine Teo

Summary written by AI (learn more)

The Minister stated that the government does not track how many employers purchase medical insurance beyond the compulsory $15,000 coverage for inpatient care for foreign domestic workers, noting that 96% of medical bills over the past three years were below this amount.
Employers facing difficulties paying medical bills for their workers without additional insurance can seek assistance from hospitals, and outpatient care bills are typically lower and managed directly by employers.
The Ministry is not requiring compulsory medical insurance to cover outpatient care, as this would raise premiums for all employers and may not be widely supported.

Questions identified by AI (learn more)

Medical Insurance Coverage for Foreign Domestic Workers

Summary

Questions Identified

Full Transcript

Assoc Prof Daniel Goh Pei Siong

Mrs Josephine Teo

Summary

Questions Identified

Medical Insurance Coverage for Foreign Domestic Workers

Summary

Questions Identified

Full Transcript

Assoc Prof Daniel Goh Pei Siong

Mrs Josephine Teo

Summary

Questions Identified