MediShield Life Premiums for those who Undergo Regular Health Screening

Mr Chen Show Mao asked the Minister for Health whether the Ministry will consider reducing MediShield Life premiums for those who undergo regular health screening such as the Integrated Screening Programme.

MediShield Life is an insurance scheme targeted at protecting Singaporeans against large medical bills in public institutions. Premiums are actuarially set based on the expected claims as well as other scheme’s liabilities. Any discount for those who undergo regular health screenings will therefore need to be funded through higher premiums for other policyholders. It is therefore better to encourage appropriate health screening through other means.

The Ministry of Health (MOH) will continue to make efforts to enhance the accessibility and affordability of health promotion efforts. Under the Health Promotion Board's Healthy Living Master Plan, a number of initiatives have been put in place, including community and workplace health screening and education programmes, initiatives to promote healthier food options in schools and in the community and initiatives to promote physical activity.

We also enhanced the Community Health Assist Scheme (CHAS) this year to provide free screening tests under the Integrated Screening Programme (ISP) and subsidies for follow-up consultations for CHAS members aged 40 and above at any CHAS participating clinic. Since 1 September 2014, all Pioneers are able to enjoy even higher benefits for ISP screening. By encouraging more Singaporeans to undergo appropriate health screening and follow ups and to adhere to the course of treatment, we help more Singaporeans lead healthier lives.