Cases where MDW's Medical Fees Exceeded $60,000 and Proposal to Enhance Coverage Sums in MDW Insurance Policies

Debated in Parliament on 4 Nov 2025.

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Mr. Foo Cexiang inquired about the number of cases where migrant domestic workers' medical fees exceeded $60,000 in the past three years and suggested increasing the minimum annual claim limit for their insurance policies.
Minister Tan See Leng reported that 99% of medical bills for migrant domestic workers fall below $60,000, with only about 20 cases annually exceeding this amount, leading to no plans for further increasing the claim limit.
The Ministry of Manpower has recently increased the minimum annual claim limit from $15,000 to $60,000 and is standardizing exclusion clauses in insurance policies to enhance clarity for employers.
Employers can opt for more comprehensive insurance plans if they desire better coverage for their migrant domestic workers.

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Foo Cexiang

Mr Foo Cexiang asked the Minister for Manpower (a) in the past three years, what is the number of cases where a migrant domestic worker's (MDW) medical fees surpassed $60,000; and (b) whether the Ministry will consider increasing the minimum annual claim limit or encourage insurance providers to increase the optional enhanced coverage sums under MDW's medical insurance policies.

Tan See Leng

Between 2022 and 2024, 99% of inpatient and day surgery bills incurred in public healthcare institutions by Migrant Domestic Workers (MDWs) fall within $60,000, which is the minimum annual insurance claim limit required after the Ministry of Manpower (MOM) increased it by four times, up from $15,000, just two years ago in 2023. Given that only about 20 bills each year exceed $60,000, there are currently no plans to raise the minimum annual claim limit further.

Nevertheless, MOM continues to make improvements to the MDW insurance system, so as to better protect employers' interests. From 1 July 2025, the list of exclusion clauses has been standardised to give employers clarity on their coverage. Employers who wish to have even better coverage may purchase more comprehensive insurance plans for better peace of mind.

Summary written by AI (learn more)

Mr. Foo Cexiang inquired about the number of cases where migrant domestic workers' medical fees exceeded $60,000 in the past three years and suggested increasing the minimum annual claim limit for their insurance policies.
Minister Tan See Leng reported that 99% of medical bills for migrant domestic workers fall below $60,000, with only about 20 cases annually exceeding this amount, leading to no plans for further increasing the claim limit.
The Ministry of Manpower has recently increased the minimum annual claim limit from $15,000 to $60,000 and is standardizing exclusion clauses in insurance policies to enhance clarity for employers.
Employers can opt for more comprehensive insurance plans if they desire better coverage for their migrant domestic workers.

Questions identified by AI (learn more)

Cases where MDW's Medical Fees Exceeded $60,000 and Proposal to Enhance Coverage Sums in MDW Insurance Policies | PAPERCUTS

Cases where MDW's Medical Fees Exceeded $60,000 and Proposal to Enhance Coverage Sums in MDW Insurance Policies

Debated in Parliament on 4 Nov 2025.

Summary written by AI (learn more)

Mr. Foo Cexiang inquired about the number of cases where migrant domestic workers' medical fees exceeded $60,000 in the past three years and suggested increasing the minimum annual claim limit for their insurance policies.
Minister Tan See Leng reported that 99% of medical bills for migrant domestic workers fall below $60,000, with only about 20 cases annually exceeding this amount, leading to no plans for further increasing the claim limit.
The Ministry of Manpower has recently increased the minimum annual claim limit from $15,000 to $60,000 and is standardizing exclusion clauses in insurance policies to enhance clarity for employers.
Employers can opt for more comprehensive insurance plans if they desire better coverage for their migrant domestic workers.

Questions identified by AI (learn more)

Full Transcript

Foo Cexiang

Tan See Leng

Summary written by AI (learn more)

Mr. Foo Cexiang inquired about the number of cases where migrant domestic workers' medical fees exceeded $60,000 in the past three years and suggested increasing the minimum annual claim limit for their insurance policies.
Minister Tan See Leng reported that 99% of medical bills for migrant domestic workers fall below $60,000, with only about 20 cases annually exceeding this amount, leading to no plans for further increasing the claim limit.
The Ministry of Manpower has recently increased the minimum annual claim limit from $15,000 to $60,000 and is standardizing exclusion clauses in insurance policies to enhance clarity for employers.
Employers can opt for more comprehensive insurance plans if they desire better coverage for their migrant domestic workers.

Questions identified by AI (learn more)

Cases where MDW's Medical Fees Exceeded $60,000 and Proposal to Enhance Coverage Sums in MDW Insurance Policies

Summary

Questions Identified

Full Transcript

Foo Cexiang

Tan See Leng

Summary

Questions Identified

Cases where MDW's Medical Fees Exceeded $60,000 and Proposal to Enhance Coverage Sums in MDW Insurance Policies

Summary

Questions Identified

Full Transcript

Foo Cexiang

Tan See Leng

Summary

Questions Identified