Reviewing Current Practice of Refusing Coverage under CPF Dependants’ Protection Scheme for Persons with Certain Genetic Disorders

Mr Murali Pillai asked the Minister for Manpower whether the CPF Board will consider reviewing the current practice of refusing coverage under the Dependants’ Protection Scheme for persons with certain genetic disorders, such as Down Syndrome.

The Dependants’ Protection Scheme (DPS) does provide coverage for members with pre-existing health conditions, including genetic disorders, such as Down Syndrome, if their overall health conditions are assessed by medical professionals to be mild or moderate.

As with any life insurance, DPS may not cover those with severe pre-existing illnesses. This ensures that the premiums are affordable for all insured members and that the scheme remains viable.