Most Common Congenital Birth Issues and Annual Proportion of Expectant Mothers Taking up Maternity Insurance Policies
- Mr Melvin Yong asked about the most common congenital birth issues over the past decade, the average medical costs for children without maternity insurance, and whether the Ministry would mandate insurers to cover parents with pre-existing conditions.
- He also requested data on the annual proportion of expectant mothers taking up maternity insurance, the average number of claims, and the percentage of policies rejected due to pre-existing conditions over the past five years.
- Minister Ong Ye Kung responded that circulatory and urinary system illnesses are the most common congenital issues, and that MediShield Life, MediSave, and Integrated Shield Plans provide coverage, with cash outlays for newborns averaging under $200 from 2018 to 2020.
- The Minister noted that MOH does not have data on private maternity insurance take-up, claims, or rejections, as these are optional products from private insurers.