Seeking Assistance with MediShield Life Premiums Payments
- The government provides premium subsidies of up to 50% for lower and middle-income households, with additional subsidies for Pioneers and Merdeka Generation seniors, and uses MediSave for premium payments, including family support.
- A COVID-19 subsidy was introduced to cap net premium increases at about 10% in the first year, with premium payment deferrals for those affected, and no applications are needed for most subsidies which are automatically extended.
- For those still facing difficulties, Additional Premium Support (APS) covers outstanding and future premiums for two years, with applications processed within 20 days, and no one loses coverage due to payment issues.
- Subsidies are designed as a percentage of premiums, so they increase with inflation, and financial reassessments can be appealed for major changes in circumstances.