Social Safety Net for Disabled who Need Institutional Long-term Care Beyond ElderShield
- The government provides multiple supports for severe disability, including ElderShield, CareShield Life, government subsidies up to 75% for nursing homes, MediFund, and new schemes like ElderFund and MediSave withdrawals.
- CareShield Life covers those born in 1980 or later, and ElderFund offers monthly assistance for low-income severely disabled citizens who cannot join CareShield or have low MediSave.
- Additional programs like the Interim Disability Assistance Programme for the Elderly and Pioneer Generation Disability Assistance Scheme provide further cash payouts for eligible groups.
- The Ministry is open to considering special support for severely disabled individuals who have exhausted ElderShield and face financial difficulties.
- Overall, the social safety net combines insurance, subsidies, savings, and discretionary aid to address long-term care needs.